{"id":900855,"date":"2026-04-28T22:59:26","date_gmt":"2026-04-28T22:59:26","guid":{"rendered":"https:\/\/truenorthtaxes.ca\/?p=900855&lang=zh"},"modified":"2026-04-28T22:59:26","modified_gmt":"2026-04-28T22:59:26","slug":"how-long-to-keep-tax-records","status":"publish","type":"post","link":"https:\/\/truenorthtaxes.ca\/zh\/how-long-to-keep-tax-records\/","title":{"rendered":"\u52a0\u62ff\u5927\u7a0e\u52a1\u8bb0\u5f55\u5e94\u4fdd\u7559\u591a\u4e45(2026\u5e74\u6307\u5357)"},"content":{"rendered":"\n\n\n\n\n\n\n<\/head>\n\n\n\n\n

\u60a8\u5df2\u7ecf\u62a5\u5b8c\u7a0e\u4e86\u2014\u2014\u5f88\u597d\u3002\u73b0\u5728,\u60a8\u6b63\u5bf9\u7740\u4e00\u5806\u6536\u636e\u3001\u7a0e\u52a1\u8868\u683c\u548c\u65e7\u7684\u62a5\u7a0e\u8868\u53d1\u6101:\u6211\u771f\u7684\u9700\u8981\u628a\u8fd9\u4e9b\u90fd\u7559\u7740\u5417?<\/strong><\/p>\n\n

\u7b80\u77ed\u7684\u7b54\u6848\u662f:\u662f\u7684\u2014\u2014\u81f3\u5c11\u8981\u4fdd\u7559\u516d\u5e74\u3002\u4f46\u6709\u4e00\u4e9b\u91cd\u8981\u7684\u4f8b\u5916\u60c5\u51b5,\u5982\u679c\u5ffd\u7565\u4e86\u53ef\u80fd\u4f1a\u8ba9\u60a8\u635f\u5931\u91d1\u94b1\u3002<\/p>\n\n

\u672c\u6307\u5357\u5c06\u7528\u901a\u4fd7\u6613\u61c2\u7684\u8bed\u8a00,\u51c6\u786e\u8bf4\u660e\u60a8\u7684\u52a0\u62ff\u5927\u7a0e\u52a1\u8bb0\u5f55\u5e94\u8be5\u4fdd\u7559\u591a\u4e45\u3001\u9700\u8981\u7559\u5b58\u54ea\u4e9b\u6587\u4ef6,\u4ee5\u53ca\u4f55\u65f6\u53ef\u4ee5\u653e\u5fc3\u5c06\u5176\u4f59\u90e8\u5206\u7c89\u788e\u9500\u6bc1\u3002<\/p>\n\n

\u5feb\u901f\u7b54\u6848:<\/strong> \u8bf7\u5c06\u60a8\u7684\u7a0e\u52a1\u8bb0\u5f55\u4fdd\u7559\u81ea\u76f8\u5173\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/strong>\u3002\u5bf9\u4e8e\u60a8\u76842025\u5e74\u5ea6\u62a5\u7a0e\u8868,\u8fd9\u610f\u5473\u7740\u60a8\u9700\u8981\u5c06\u6240\u6709\u76f8\u5173\u6750\u6599\u4fdd\u7559\u81f3\u5c11\u52302031\u5e7412\u670831\u65e5\u3002\u6709\u4e9b\u8bb0\u5f55\u2014\u2014\u6bd4\u5982\u623f\u4ea7\u76f8\u5173\u6587\u4ef6\u2014\u2014\u5219\u9700\u8981\u4fdd\u7559\u66f4\u957f\u65f6\u95f4\u3002<\/p>\n\n

\n\n
\u57fa\u672c\u89c4\u5219:6\u5e74<\/h2>\n\n
\u52a0\u62ff\u5927\u7a0e\u52a1\u5c40(CRA)\u8981\u6c42\u6240\u6709\u7eb3\u7a0e\u4eba\u2014\u2014\u65e0\u8bba\u662f\u4e2a\u4eba\u8fd8\u662f\u4f01\u4e1a\u2014\u2014\u5c06\u5176\u7a0e\u52a1\u8bb0\u5f55\u53ca\u76f8\u5173\u652f\u6301\u6587\u4ef6\u4fdd\u7559\u81ea\u5176\u6240\u6d89\u53ca\u7684\u6700\u540e\u4e00\u4e2a\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/strong>\u3002<\/p>\n\n
\u8fd9\u4e0d\u662f\u4e00\u6761\u5efa\u8bae,\u800c\u662f\u300a\u8054\u90a6\u6240\u5f97\u7a0e\u6cd5\u300b\u89c4\u5b9a\u7684\u6cd5\u5f8b\u8981\u6c42\u3002\u5982\u679cCRA\u5bf9\u60a8\u8fdb\u884c\u5ba1\u8ba1,\u800c\u60a8\u65e0\u6cd5\u63d0\u4f9b\u76f8\u5173\u8bb0\u5f55,\u4ed6\u4eec\u53ef\u4ee5\u62d2\u7edd\u60a8\u7684\u51cf\u514d\u9879\u76ee\u3001\u64a4\u9500\u60a8\u7684\u62b5\u514d\u989d\u5ea6,\u5e76\u5904\u4ee5\u6700\u9ad825,000\u5143<\/strong>\u7684\u7f5a\u6b3e\u3002<\/p>\n\n
6\u5e74\u7684\u8ba1\u65f6\u4ece\u4f55\u65f6\u5f00\u59cb?<\/h3>\n\n
\u8fd9\u6b63\u662f\u5927\u591a\u6570\u52a0\u62ff\u5927\u4eba\u5bb9\u6613\u641e\u6df7\u7684\u5730\u65b9\u3002\u8ba1\u65f6\u5e76\u975e<\/strong>\u4ece\u60a8\u63d0\u4ea4\u62a5\u7a0e\u8868\u6216\u6536\u5230\u7a0e\u52a1\u8bc4\u4f30\u901a\u77e5\u4e66\u7684\u90a3\u4e00\u523b\u5f00\u59cb,\u800c\u662f\u4ece\u76f8\u5173\u8bb0\u5f55\u6240\u5c5e\u7eb3\u7a0e\u5e74\u5ea6\u7684\u7ed3\u675f\u65e5<\/strong>\u5f00\u59cb\u8ba1\u7b97\u3002<\/p>\n\n
\u5bf9\u4e8e\u4e2a\u4eba\u800c\u8a00,\u7eb3\u7a0e\u5e74\u5ea6\u5373\u4e3a\u65e5\u5386\u5e74\u5ea6(1\u67081\u65e5\u81f312\u670831\u65e5)\u3002<\/p>\n\n\n \n \n \n \n \n \n \n \n \n \n
\u7eb3\u7a0e\u5e74\u5ea6<\/th>\n \u8ba1\u65f6\u8d77\u70b9<\/th>\n \u53ef\u5b89\u5168\u9500\u6bc1\u65f6\u95f4<\/th>\n <\/tr>\n <\/thead>\n
2019<\/td>\n 2019\u5e7412\u670831\u65e5<\/td>\n 2025\u5e7412\u670831\u65e5 ✓<\/td>\n <\/tr>\n
2020<\/td>\n 2020\u5e7412\u670831\u65e5<\/td>\n 2026\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n
2021<\/td>\n 2021\u5e7412\u670831\u65e5<\/td>\n 2027\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n
2022<\/td>\n 2022\u5e7412\u670831\u65e5<\/td>\n 2028\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n
2023<\/td>\n 2023\u5e7412\u670831\u65e5<\/td>\n 2029\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n
2024<\/td>\n 2024\u5e7412\u670831\u65e5<\/td>\n 2030\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n
2025<\/td>\n 2025\u5e7412\u670831\u65e5<\/td>\n 2031\u5e7412\u670831\u65e5<\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n\n
\u5b9e\u7528\u5efa\u8bae:<\/strong> \u5efa\u8bae\u5c06\u8bb0\u5f55\u4fdd\u75597\u5e74,\u7ed9\u81ea\u5df1\u7559\u51fa\u5145\u8db3\u7684\u7f13\u51b2\u65f6\u95f4\u3002\u5b58\u653e\u4e00\u4e2a\u65e7\u6587\u4ef6\u6587\u4ef6\u5939\u51e0\u4e4e\u4e0d\u9700\u8981\u4efb\u4f55\u6210\u672c,\u5374\u80fd\u4e3a\u60a8\u63d0\u4f9b\u5168\u9762\u7684\u4fdd\u969c\u3002<\/p>\n\n
\n\n
3\u79cd\u9700\u8981\u5ef6\u957f\u4fdd\u7559\u671f\u9650\u7684\u60c5\u5f62<\/h2>\n\n
6\u5e74\u89c4\u5219\u4e5f\u6709\u4f8b\u5916\u60c5\u51b5\u3002\u5728\u4ee5\u4e0b\u60c5\u5f62\u4e2d,\u60a8\u9700\u8981\u5c06\u8bb0\u5f55\u4fdd\u7559\u66f4\u957f\u65f6\u95f4\u2014\u2014\u6709\u65f6\u751a\u81f3\u662f\u957f\u5f97\u591a\u3002<\/p>\n\n
1. \u5982\u679c\u60a8\u903e\u671f\u63d0\u4ea4\u4e86\u62a5\u7a0e\u8868<\/h3>\n\n
\u5982\u679c\u60a8\u5728\u622a\u6b62\u65e5\u671f\u4e4b\u540e\u624d\u63d0\u4ea4\u62a5\u7a0e\u8868,\u90a3\u4e486\u5e74\u7684\u8ba1\u65f6\u5c06\u4ece\u60a8\u5b9e\u9645\u63d0\u4ea4\u7684\u65e5\u671f<\/strong>\u5f00\u59cb,\u800c\u4e0d\u662f\u4ece\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u65f6\u7b97\u8d77\u3002<\/p>\n\n
\u793a\u4f8b:<\/strong> \u60a8\u57282024\u5e74\u624d\u63d0\u4ea4\u4e862021\u5e74\u5ea6\u7684\u62a5\u7a0e\u8868(\u903e\u671f)\u3002\u90a3\u4e48\u60a82021\u5e74\u5ea6\u7684\u8bb0\u5f55\u987b\u4fdd\u7559\u81f32030\u5e74\u624d\u80fd\u9500\u6bc1\u2014\u2014\u800c\u4e0d\u662f2027\u5e74\u3002<\/p>\n\n
\u8fd9\u4e00\u70b9\u8ba9\u5f88\u591a\u52a0\u62ff\u5927\u4eba\u63aa\u624b\u4e0d\u53ca\u3002\u5982\u679c\u60a8\u66fe\u7ecf\u6709\u8fc7\u54ea\u6015\u4e00\u6b21\u903e\u671f\u7533\u62a5\u7684\u7ecf\u5386,\u8bf7\u52a1\u5fc5\u4ed4\u7ec6\u6838\u5bf9\u90a3\u4e00\u5e74\u5ea6\u7684\u4fdd\u7559\u671f\u9650\u3002<\/p>\n\n
2. \u5982\u679c\u60a8\u5df2\u63d0\u51fa\u5f02\u8bae\u6216\u4e0a\u8bc9<\/h3>\n\n
\u5982\u679c\u60a8\u5df2\u6b63\u5f0f\u5bf9CRA\u7684\u8bc4\u4f30\u7ed3\u679c\u63d0\u51fa\u5f02\u8bae,\u6216\u6b63\u5904\u4e8e\u4e0a\u8bc9\u7a0b\u5e8f\u4e4b\u4e2d,\u60a8\u5fc5\u987b\u5c06\u6240\u6709\u76f8\u5173\u8bb0\u5f55\u4fdd\u7559\u81f3\u4ee5\u4e0b\u4e09\u4e2a\u65e5\u671f\u4e2d\u6700\u665a<\/strong>\u7684\u4e00\u4e2a:<\/p>\n\n
\n
\u5f02\u8bae\u6216\u4e0a\u8bc9\u5b8c\u5168\u89e3\u51b3\u4e4b\u65f6<\/li>\n
\u4efb\u4f55\u8fdb\u4e00\u6b65\u4e0a\u8bc9\u7684\u671f\u9650\u5df2\u7ecf\u5c4a\u6ee1\u4e4b\u65f6<\/li>\n
\u6b63\u5e38\u76846\u5e74\u671f\u9650\u5c4a\u6ee1\u4e4b\u65f6<\/li>\n<\/ul>\n\n
\u7a0e\u52a1\u4e89\u8bae\u53ef\u80fd\u9700\u8981\u6570\u5e74\u624d\u80fd\u89e3\u51b3\u3002\u5728\u6848\u4ef6\u4ecd\u5904\u4e8e\u5ba1\u7406\u9636\u6bb5\u65f6,\u5207\u52ff\u9500\u6bc1\u4efb\u4f55\u76f8\u5173\u6750\u6599\u3002<\/p>\n\n
3. \u5982\u679c\u60a8\u62e5\u6709\u623f\u4ea7(\u4e0d\u52a8\u4ea7\u3001\u51fa\u79df\u7269\u4e1a\u3001\u4f01\u4e1a\u8d44\u4ea7)<\/h3>\n\n
\u8fd9\u662f\u5bf9\u623f\u4e3b\u548c\u623f\u4e1c\u800c\u8a00\u6700\u91cd\u8981\u7684\u4f8b\u5916\u60c5\u5f62\u3002\u5982\u679c\u60a8\u62e5\u6709\u4e00\u5904\u623f\u4ea7,\u60a8\u9700\u8981\u4ece\u8d2d\u5165\u4e4b\u65e5\u8d77,\u4e00\u76f4\u4fdd\u7559\u4e0e\u8be5\u623f\u4ea7\u76f8\u5173\u7684\u8bb0\u5f55,\u76f4\u81f3\u51fa\u552e\u5f53\u5e74\u7ed3\u675f\u540e\u518d\u6ee16\u5e74<\/strong>\u3002<\/p>\n\n
\u793a\u4f8b:<\/strong> \u60a8\u57282015\u5e74\u8d2d\u5165\u4e00\u5904\u51fa\u79df\u7269\u4e1a,\u5e76\u4e8e2018\u5e74\u82b1\u8d3930,000\u5143\u7ffb\u65b0\u4e86\u5730\u4e0b\u5ba4\u3002\u60a8\u57282026\u5e74\u51fa\u552e\u4e86\u8be5\u623f\u4ea7\u3002\u90a3\u4e48\u60a8\u9700\u8981\u5c062018\u5e74\u7684\u7ffb\u65b0\u6536\u636e\u4fdd\u7559\u81f32032\u5e74\u2014\u2014\u56e0\u4e3a\u8fd9\u4e9b\u8d39\u7528\u4f1a\u5f71\u54cd\u8be5\u623f\u4ea7\u7684\u8c03\u6574\u540e\u6210\u672c\u57fa\u7840(adjusted cost base),\u4ece\u800c\u5f71\u54cd\u60a8\u51fa\u552e\u65f6\u7684\u8d44\u672c\u5229\u5f97\u8ba1\u7b97\u3002<\/p>\n\n
\u5982\u679c\u60a8\u65e0\u6cd5\u8bc1\u660e\u60a8\u7684\u8d2d\u4e70\u4ef7\u683c\u548c\u7ffb\u65b0\u6210\u672c,CRA\u53ef\u80fd\u4f1a\u6838\u7b97\u51fa\u8fdc\u9ad8\u4e8e\u60a8\u5b9e\u9645\u83b7\u5f97\u7684\u8d44\u672c\u5229\u5f97\u2014\u2014\u4ece\u800c\u5bfc\u81f4\u60a8\u591a\u7f34\u7eb3\u7a0e\u6b3e\u3002<\/p>\n\n
\u7ecf\u9a8c\u6cd5\u5219:<\/strong> \u53ea\u8981\u60a8\u8fd8\u62e5\u6709\u8be5\u623f\u4ea7,\u5c31\u5e94\u65e0\u9650\u671f\u4fdd\u7559\u76f8\u5173\u8bb0\u5f55,\u51fa\u552e\u4e4b\u540e\u518d\u7ee7\u7eed\u4fdd\u75596\u5e74\u3002<\/p>\n\n
\n\n
\u60a8\u5b9e\u9645\u9700\u8981\u4fdd\u7559\u54ea\u4e9b\u6587\u4ef6?<\/h2>\n\n
\u9488\u5bf9\u4e2a\u4eba\u62a5\u7a0e\u8005<\/h3>\n\n
\n
\u5df2\u63d0\u4ea4\u62a5\u7a0e\u8868\u7684\u526f\u672c<\/strong>(T1 General)<\/li>\n
\u6bcf\u4e00\u5e74\u5ea6\u7684\u7a0e\u52a1\u8bc4\u4f30\u901a\u77e5\u4e66(NOA)<\/strong><\/li>\n
T4\u8868<\/strong>\u2014\u2014\u6765\u81ea\u96c7\u4e3b\u7684\u96c7\u4f63\u6536\u5165<\/li>\n
T5\u8868<\/strong>\u2014\u2014\u6295\u8d44\u6536\u5165(\u5229\u606f\u3001\u80a1\u606f)<\/li>\n
T3\u8868<\/strong>\u2014\u2014\u4fe1\u6258\u6536\u5165<\/li>\n
RRSP\u4f9b\u6b3e\u6536\u636e<\/strong><\/li>\n
\u533b\u7597\u8d39\u7528\u6536\u636e<\/strong><\/li>\n
\u6148\u5584\u6350\u6b3e\u6536\u636e<\/strong><\/li>\n
\u6258\u513f\u8d39\u7528\u6536\u636e<\/strong><\/li>\n
\u5b66\u8d39\u6536\u636e(T2202)<\/strong><\/li>\n
\u642c\u5bb6\u8d39\u7528\u6536\u636e<\/strong>(\u5982\u6709\u7533\u62a5)<\/li>\n
\u4f5c\u4e3a\u4efb\u4f55\u5df2\u7533\u62a5\u51cf\u514d\u6216\u62b5\u514d\u9879\u76ee\u4f50\u8bc1\u7684\u94f6\u884c\u5bf9\u8d26\u5355<\/strong><\/li>\n<\/ul>\n\n
\u9488\u5bf9\u81ea\u96c7\u52a0\u62ff\u5927\u4eba\u53ca\u4f01\u4e1a\u4e3b<\/h3>\n\n
\u4f01\u4e1a\u4e3b\u5728\u4e0a\u8ff0\u5185\u5bb9\u4e4b\u5916,\u8fd8\u987b\u627f\u62c5\u66f4\u5e7f\u6cdb\u7684\u4e49\u52a1:<\/p>\n\n
\n
\u603b\u8d26\u53ca\u8bb0\u8d26\u8bb0\u5f55<\/strong><\/li>\n
\u5f00\u5177\u7ed9\u5ba2\u6237\u7684\u6240\u6709\u9500\u552e\u53d1\u7968<\/strong><\/li>\n
\u7528\u4e8e\u4f01\u4e1a\u652f\u51fa\u7684\u6240\u6709\u91c7\u8d2d\u6536\u636e<\/strong><\/li>\n
\u94f6\u884c\u53ca\u4fe1\u7528\u5361\u5bf9\u8d26\u5355<\/strong><\/li>\n
GST\/HST\u7533\u62a5\u8868\u53ca\u7f34\u7a0e\u8bb0\u5f55<\/strong><\/li>\n
\u85aa\u8d44\u8bb0\u5f55<\/strong>,\u5305\u62ec\u5df2\u5f00\u5177\u7684T4\u8868\u3001CPP\u53caEI\u6263\u9664\u8bb0\u5f55<\/li>\n
\u5982\u7533\u62a5\u8f66\u8f86\u8d39\u7528,\u987b\u4fdd\u7559\u8f66\u8f86\u884c\u9a76\u8bb0\u5f55<\/strong><\/li>\n
\u5408\u540c\u53ca\u534f\u8bae<\/strong><\/li>\n
\u4f01\u4e1a\u8d44\u4ea7\u8d2d\u7f6e\u8bb0\u5f55<\/strong><\/li>\n<\/ul>\n\n
\u8f66\u8f86\u884c\u9a76\u8bb0\u5f55\u5c0f\u8d34\u58eb:<\/strong> CRA\u7ecf\u5e38\u5bf9\u8f66\u8f86\u8d39\u7528\u7533\u62a5\u63d0\u51fa\u8d28\u7591\u3002\u60a8\u7684\u884c\u9a76\u8bb0\u5f55\u5fc5\u987b\u8bb0\u5f55\u6bcf\u4e00\u6b21\u5546\u52a1\u51fa\u884c\u7684\u65e5\u671f\u3001\u76ee\u7684\u5730\u3001\u7528\u9014\u53ca\u884c\u9a76\u516c\u91cc\u6570\u2014\u2014\u5168\u5e74\u4e0d\u95f4\u65ad\u3002\u5728\u62a5\u7a0e\u65f6\u51ed\u8bb0\u5fc6\u4e34\u65f6\u8865\u8bb0\u4e0d\u4ec5\u56f0\u96be,\u8fd8\u5bb9\u6613\u5f15\u8d77\u5ba1\u8ba1\u4eba\u5458\u7684\u8b66\u89c9\u3002<\/p>\n\n
\n\n
\u53ef\u4ee5\u7528\u7535\u5b50\u526f\u672c\u4ee3\u66ff\u7eb8\u8d28\u6587\u4ef6\u5417?<\/h2>\n\n
\u53ef\u4ee5\u2014\u2014CRA\u5b8c\u5168\u63a5\u53d7\u7535\u5b50\u8bb0\u5f55\u3002\u60a8\u65e0\u9700\u4fdd\u7559\u6210\u7bb1\u7684\u7eb8\u8d28\u6587\u4ef6\u3002\u4f46\u60a8\u7684\u7535\u5b50\u8bb0\u5f55\u5fc5\u987b\u7b26\u5408\u4ee5\u4e0b\u89c4\u5219:<\/p>\n\n
\n
\u6587\u4ef6\u5fc5\u987b\u6e05\u6670\u53ef\u8bfb<\/strong>\u2014\u2014\u6a21\u7cca\u4e0d\u6e05\u7684\u7167\u7247\u4e0d\u7b97\u6570<\/li>\n
\u6bcf\u4efd\u8bb0\u5f55\u90fd\u5fc5\u987b\u663e\u793a\u65e5\u671f\u3001\u5546\u5bb6\u6216\u4ed8\u6b3e\u65b9\u540d\u79f0\u3001\u91d1\u989d\u53ca\u8bf4\u660e<\/strong><\/li>\n
\u60a8\u5fc5\u987b\u80fd\u591f\u5728CRA\u8981\u6c42\u65f6,\u4ee5\u5176\u53ef\u8bfb\u53d6\u7684\u683c\u5f0f\u63d0\u4f9b\u8fd9\u4e9b\u8bb0\u5f55<\/li>\n
\u8bf7\u5728\u7b2c\u4e8c\u4e2a\u4f4d\u7f6e\u4fdd\u5b58\u5907\u4efd\u526f\u672c<\/strong>(\u7b2c\u4e8c\u4e2a\u4e91\u7aef\u8d26\u6237\u3001\u5b58\u653e\u5728\u5bb6\u4e2d\u7684\u5916\u63a5\u786c\u76d8)<\/li>\n<\/ul>\n\n
\u5927\u591a\u6570\u52a0\u62ff\u5927\u4eba\u4e0d\u77e5\u9053\u7684\u4e00\u4ef6\u5173\u4e8e\u4e91\u5b58\u50a8\u7684\u4e8b<\/h3>\n\n
\u5982\u679c\u60a8\u7684\u7535\u5b50\u8bb0\u5f55\u5b58\u50a8\u5728\u4f4d\u4e8e\u52a0\u62ff\u5927\u5883\u5916<\/strong>\u7684\u670d\u52a1\u5668\u4e0a,CRA\u4e0d\u4f1a\u5c06\u5176\u89c6\u4e3a\u5b58\u50a8\u5728\u52a0\u62ff\u5927\u5883\u5185\u2014\u2014\u5373\u4fbf\u60a8\u80fd\u591f\u5728\u6c49\u5bc6\u5c14\u987f\u7684\u5bb6\u4e2d\u5ba2\u5385\u8f7b\u677e\u8bbf\u95ee\u8fd9\u4e9b\u8bb0\u5f55\u3002<\/p>\n\n
\u8bb8\u591a\u70ed\u95e8\u7684\u4e91\u5b58\u50a8\u670d\u52a1(Google Drive\u3001Dropbox\u3001iCloud)\u53ef\u80fd\u4f7f\u7528\u7684\u662f\u7f8e\u56fd\u7684\u670d\u52a1\u5668\u3002\u82e5\u8981\u5408\u6cd5\u5730\u5c06\u8bb0\u5f55\u5b58\u50a8\u5728\u5883\u5916,\u60a8\u9700\u8981\u83b7\u5f97CRA\u7684\u4e66\u9762\u8bb8\u53ef\u3002<\/p>\n\n
\u66f4\u5b89\u5168\u7684\u9009\u62e9:<\/strong> \u9009\u5b9a\u52a0\u62ff\u5927\u6570\u636e\u9a7b\u7559\u7684Microsoft 365\u3001AWS\u52a0\u62ff\u5927(\u8499\u7279\u5229\u5c14\u533a\u57df),\u6216\u5b58\u653e\u5728\u60a8\u52a0\u62ff\u5927\u5bb6\u4e2d\u6216\u529e\u516c\u5ba4\u7684\u5b9e\u4f53\u5907\u4efd\u786c\u76d8\u3002<\/p>\n\n
\n\n
\u8fc7\u65e9\u9500\u6bc1\u8bb0\u5f55\u4f1a\u6709\u4ec0\u4e48\u540e\u679c?<\/h2>\n\n
\u5728\u672a\u83b7\u5f97CRA\u8bb8\u53ef\u7684\u60c5\u51b5\u4e0b,\u57286\u5e74\u671f\u9650\u5c4a\u6ee1\u524d\u9500\u6bc1\u8bb0\u5f55,\u662f\u4e00\u4e2a\u4e25\u91cd\u7684\u9519\u8bef:<\/p>\n\n
\n
\u5982\u679c\u60a8\u5728\u5ba1\u8ba1\u4e2d\u65e0\u6cd5\u8bc1\u660e\u76f8\u5173\u652f\u51fa,CRA\u53ef\u4ee5\u62d2\u7edd\u60a8\u6240\u7533\u62a5\u7684\u4efb\u4f55\u51cf\u514d\u9879\u76ee<\/strong><\/li>\n
\u6839\u636e\u300a\u6240\u5f97\u7a0e\u6cd5\u300b,\u53ef\u5904\u4ee5\u6700\u9ad825,000\u5143<\/strong>\u7684\u7f5a\u6b3e<\/li>\n
\u82e5\u5c5e\u6545\u610f\u9500\u6bc1\u4ee5\u9003\u907f\u7a0e\u52a1\u7684\u60c5\u5f62,\u8fd8\u53ef\u80fd\u9762\u4e34\u5211\u4e8b\u8d77\u8bc9<\/li>\n<\/ul>\n\n
\u5982\u679c\u60a8\u56e0\u5b58\u50a8\u7a7a\u95f4\u6216\u9690\u79c1\u539f\u56e0\u786e\u5b9e\u9700\u8981\u63d0\u524d\u9500\u6bc1\u8bb0\u5f55,\u8bf7\u4f7f\u7528T137\u8868\u683c(\u8bb0\u5f55\u9500\u6bc1\u7533\u8bf7\u8868)<\/strong>\u4ee5\u4e66\u9762\u5f62\u5f0f\u5411CRA\u7533\u8bf7\u3002CRA\u4f1a\u5ba1\u6838\u60a8\u7684\u60c5\u51b5,\u5982\u83b7\u6279\u51c6,\u5c06\u4ee5\u4e66\u9762\u5f62\u5f0f\u7ed9\u4e88\u8bb8\u53ef\u3002<\/p>\n\n
\n\n
2026\u5e74\u60a8\u53ef\u4ee5\u653e\u5fc3\u6e05\u7406\u54ea\u4e9b\u8bb0\u5f55<\/h2>\n\n
\u622a\u81f32026\u5e74,\u6839\u636e6\u5e74\u89c4\u5219,\u5927\u591a\u6570\u52a0\u62ff\u5927\u4eba\u53ef\u4ee5\u653e\u5fc3\u9500\u6bc12019\u5e74\u53ca\u66f4\u65e9\u5e74\u5ea6<\/strong>\u7684\u8bb0\u5f55\u2014\u2014\u524d\u63d0\u662f:<\/p>\n\n
\n
\u60a8\u5f53\u5e74\u7684\u62a5\u7a0e\u8868\u662f\u6309\u65f6\u63d0\u4ea4\u7684(\u5982\u679c\u903e\u671f\u63d0\u4ea4,\u8ba1\u65f6\u662f\u4ece\u63d0\u4ea4\u65e5\u671f\u5f00\u59cb,\u800c\u4e0d\u662f\u4ece\u5e74\u672b\u8d77\u7b97)<\/li>\n
\u8be5\u5e74\u5ea6\u4e0d\u5b58\u5728\u5c1a\u672a\u89e3\u51b3\u7684\u4e89\u8bae\u3001\u5f02\u8bae\u6216\u5ba1\u8ba1<\/li>\n
\u8fd9\u4e9b\u8bb0\u5f55\u90fd\u4e0e\u60a8\u76ee\u524d\u4ecd\u7136\u62e5\u6709\u7684\u623f\u4ea7\u65e0\u5173<\/li>\n<\/ol>\n\n
\u5982\u679c\u60a8\u62ff\u4e0d\u51c6,\u5c31\u7ee7\u7eed\u4fdd\u7559\u3002\u788e\u7eb8\u673a\u7c89\u788e\u4e4b\u540e,\u4e00\u5207\u90fd\u65e0\u6cd5\u633d\u56de\u3002<\/p>\n\n
\n\n
\u5feb\u901f\u53c2\u8003\u8868:\u6bcf\u7c7b\u6587\u4ef6\u5e94\u4fdd\u7559\u591a\u4e45<\/h2>\n\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
\u6587\u4ef6\u7c7b\u578b<\/th>\n \u4fdd\u7559\u671f\u9650<\/th>\n <\/tr>\n <\/thead>\n
T4\u3001T5\u3001T3\u6536\u5165\u8868<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
\u5df2\u63d0\u4ea4\u62a5\u7a0e\u8868(T1\u526f\u672c)<\/td>\n \u6700\u5c116\u5e74\u2014\u2014\u5982\u53ef\u80fd,\u5efa\u8bae\u6c38\u4e45\u4fdd\u7559<\/td>\n <\/tr>\n
\u7a0e\u52a1\u8bc4\u4f30\u901a\u77e5\u4e66(NOA)<\/td>\n \u6700\u5c116\u5e74\u2014\u2014\u5982\u53ef\u80fd,\u5efa\u8bae\u6c38\u4e45\u4fdd\u7559<\/td>\n <\/tr>\n
RRSP\u4f9b\u6b3e\u6536\u636e<\/td>\n \u81ea\u4f9b\u6b3e\u88ab\u6263\u9664\u5e74\u5ea6\u8d776\u5e74<\/td>\n <\/tr>\n
\u533b\u7597\u8d39\u7528\u6536\u636e<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
\u6148\u5584\u6350\u6b3e\u6536\u636e<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
\u8d2d\u623f\u6587\u4ef6<\/td>\n \u51fa\u552e\u623f\u4ea7\u5f53\u5e74\u7ed3\u675f\u540e\u518d\u6ee16\u5e74<\/td>\n <\/tr>\n
\u7ffb\u65b0\u6536\u636e(\u4efb\u4f55\u623f\u4ea7)<\/td>\n \u51fa\u552e\u623f\u4ea7\u5f53\u5e74\u7ed3\u675f\u540e\u518d\u6ee16\u5e74<\/td>\n <\/tr>\n
\u4f01\u4e1a\u53d1\u7968\u53ca\u6536\u636e<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
\u8f66\u8f86\u884c\u9a76\u8bb0\u5f55<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
GST\/HST\u7533\u62a5\u8868\u53ca\u8bb0\u5f55<\/td>\n \u81ea\u5176\u9002\u7528\u7684\u6700\u540e\u5e74\u5ea6\u8d776\u5e74<\/td>\n <\/tr>\n
\u85aa\u8d44\u8bb0\u5f55<\/td>\n \u81ea\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/td>\n <\/tr>\n
\u5f02\u8bae\u6216\u4e0a\u8bc9\u671f\u95f4\u7684\u8bb0\u5f55<\/td>\n \u76f4\u81f3\u5b8c\u5168\u89e3\u51b3\u4e3a\u6b62,\u6b64\u540e\u518d\u4fdd\u7559\u81f36\u5e74\u671f\u9650\u5c4a\u6ee1<\/td>\n <\/tr>\n
\u903e\u671f\u63d0\u4ea4\u62a5\u7a0e\u8868\u7684\u76f8\u5173\u8bb0\u5f55<\/td>\n \u81ea\u5b9e\u9645\u63d0\u4ea4\u65e5\u671f\u8d776\u5e74<\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n\n
\n\n
\u5e38\u89c1\u95ee\u9898<\/h2>\n\n
\u5728\u52a0\u62ff\u5927,\u6211\u9700\u8981\u5c06\u7a0e\u52a1\u8bb0\u5f55\u4fdd\u7559\u591a\u4e45?<\/h3>\n
CRA\u8981\u6c42\u60a8\u5c06\u7a0e\u52a1\u8bb0\u5f55\u53ca\u76f8\u5173\u652f\u6301\u6587\u4ef6\u4fdd\u7559\u81ea\u5176\u6240\u6d89\u53ca\u7684\u6700\u540e\u4e00\u4e2a\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u8d776\u5e74<\/strong>\u3002\u5bf9\u4e8e\u60a8\u76842025\u5e74\u5ea6\u62a5\u7a0e\u8868,\u8fd9\u610f\u5473\u7740\u60a8\u9700\u8981\u5c06\u6240\u6709\u76f8\u5173\u6750\u6599\u4fdd\u7559\u81f3\u5c11\u52302031\u5e7412\u670831\u65e5\u3002<\/p>\n\n
6\u5e74\u7684\u8ba1\u65f6\u662f\u4ece\u6211\u63d0\u4ea4\u62a5\u7a0e\u8868\u65f6\u5f00\u59cb,\u8fd8\u662f\u4ece\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u65f6\u5f00\u59cb?<\/h3>\n
\u8ba1\u65f6\u662f\u4ece\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u65f6<\/strong>\u5f00\u59cb\u7684\u2014\u2014\u5bf9\u4e2a\u4eba\u800c\u8a00\u5373\u4e3a12\u670831\u65e5\u3002\u65e2\u4e0d\u662f\u4ece\u60a8\u63d0\u4ea4\u62a5\u7a0e\u8868\u65f6\u7b97\u8d77,\u4e5f\u4e0d\u662f\u4ece\u60a8\u6536\u5230\u7a0e\u52a1\u8bc4\u4f30\u901a\u77e5\u4e66\u65f6\u7b97\u8d77\u3002\u8fd9\u4e00\u70b9\u8ba9\u4e0d\u5c11\u52a0\u62ff\u5927\u4eba\u8bef\u4ee5\u4e3a\u8ba1\u65f6\u662f\u4ece\u4ed6\u4eec\u63d0\u4ea4\u62a5\u7a0e\u8868\u76844\u670830\u65e5\u5f00\u59cb\u7684,\u4ece\u800c\u4ea7\u751f\u56f0\u60d1\u3002<\/p>\n\n
\u6211\u6709\u4e00\u5e74\u62a5\u7a0e\u903e\u671f\u4e86\u3002\u8fd9\u4f1a\u6709\u4ec0\u4e48\u5f71\u54cd\u5417?<\/h3>\n
\u662f\u7684\u2014\u2014\u5982\u679c\u60a8\u903e\u671f\u63d0\u4ea4\u4e86\u62a5\u7a0e\u8868,6\u5e74\u7684\u8ba1\u65f6\u5c06\u4ece\u60a8\u5b9e\u9645\u63d0\u4ea4\u7684\u65e5\u671f\u5f00\u59cb,\u800c\u4e0d\u662f\u4ece\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u65f6\u7b97\u8d77\u3002\u4f8b\u5982,\u5982\u679c\u60a8\u76842021\u5e74\u5ea6\u62a5\u7a0e\u8868\u662f\u57282024\u5e74\u624d\u63d0\u4ea4\u7684,\u90a3\u4e48\u60a8\u9700\u8981\u5c06\u76f8\u5173\u8bb0\u5f55\u4fdd\u7559\u81f32030\u5e74,\u800c\u4e0d\u662f2027\u5e74\u3002<\/p>\n\n
\u6211\u53ef\u4ee5\u7528\u7535\u5b50\u526f\u672c\u4ee3\u66ff\u7eb8\u8d28\u8bb0\u5f55\u5417?<\/h3>\n
\u53ef\u4ee5\u3002\u53ea\u8981\u8bb0\u5f55\u6e05\u6670\u3001\u5b8c\u6574\u4e14\u53ef\u8bfb,CRA\u5c31\u63a5\u53d7\u7535\u5b50\u8bb0\u5f55\u3002\u626b\u63cf\u7684\u6536\u636e\u3001\u7535\u5b50\u53d1\u7968\u4ee5\u53ca\u7535\u5b50\u5bf9\u8d26\u5355\u90fd\u7b26\u5408\u8981\u6c42\u3002\u8bf7\u52a1\u5fc5\u4fdd\u7559\u5907\u4efd\u526f\u672c,\u5e76\u786e\u8ba4\u60a8\u7684\u4e91\u5b58\u50a8\u670d\u52a1\u4f7f\u7528\u7684\u662f\u52a0\u62ff\u5927\u670d\u52a1\u5668\u3002<\/p>\n\n
\u6211\u9700\u8981\u4e3a\u6211\u7684\u623f\u5b50\u4fdd\u7559\u8bb0\u5f55\u591a\u4e45?<\/h3>\n
\u8bf7\u4ece\u8d2d\u5165\u623f\u4ea7\u4e4b\u65e5\u8d77,\u4e00\u76f4\u4fdd\u7559\u4e0e\u8be5\u623f\u4ea7\u76f8\u5173\u7684\u6240\u6709\u8bb0\u5f55\u2014\u2014\u8d2d\u4e70\u4ef7\u683c\u3001\u6cd5\u5f8b\u8d39\u7528\u3001\u7ffb\u65b0\u6536\u636e\u2014\u2014\u76f4\u81f3\u51fa\u552e\u5f53\u5e74\u7ed3\u675f\u540e\u518d\u6ee16\u5e74<\/strong>\u3002\u8fd9\u4e9b\u8bb0\u5f55\u4f1a\u5f71\u54cd\u60a8\u51fa\u552e\u623f\u4ea7\u65f6\u7684\u8c03\u6574\u540e\u6210\u672c\u57fa\u7840\u53ca\u8d44\u672c\u5229\u5f97\u7a0e\u989d\u3002<\/p>\n\n
CRA\u53ef\u4ee5\u8ffd\u6eaf\u8d85\u8fc76\u5e74\u4ee5\u524d\u7684\u8bb0\u5f55\u5417?<\/h3>\n
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