CRA My Account After Filing Your Taxes (2026): Everything You Can Do Online

You filed your taxes. Now what?

For most Canadians, CRA My Account sits untouched until next tax season — which means they are missing out on one of the most useful free tools the federal government offers. After you file, your account becomes a live dashboard for everything that matters: your refund status, your assessment, your RRSP room, your benefit payments, and much more.

In 2026, the CRA has also made significant changes to what is available online and what can no longer be done any other way. Some of these changes are mandatory — if you are not set up, you may find yourself unable to access documents or services you need.

Quick Answer: After filing, CRA My Account lets you track your refund, view your Notice of Assessment, check your RRSP and TFSA room, amend your return, submit documents, pay a balance, set up direct deposit, manage benefit payments, and authorize a representative — all without calling the CRA. In 2026, your NOA is only available digitally through My Account.

What Changed in CRA My Account for 2026

Before diving into what you can do, here are the most important changes that took effect in February 2026 — changes that affect every Canadian taxpayer:

1. Notices of Assessment Are Now Digital Only

Starting February 2026, the CRA no longer mails paper Notices of Assessment. You can only view your NOA and Notice of Reassessment in CRA My Account after your return is processed. If you want a physical copy, you need to log in and print it yourself.

This affects mortgage applications, rental applications, immigration paperwork, and any other process that requires your NOA. Set up your account before you need it — not after.

2. Backup Multi-Factor Authentication (MFA) Is Now Required

Starting February 2026, the CRA requires all My Account users to have a backup MFA option on file — either a passcode grid or a third-party authenticator app. A phone number alone is no longer sufficient as a backup option.

If you have not added a backup MFA method, you will be prompted to do so the next time you log in. Do this before tax season so you are not locked out when you need your account most.

3. Tax Slips Are No Longer Available by Phone

The CRA no longer sends paper copies of T4, T4A, and T5 slips by phone request. To get copies, contact the slip issuer directly or access them in My Account. Auto-fill my return, which imports slips directly into your tax software, is now the primary way most Canadians access their slip information.

4. Automatic Filing Launching for 1 Million Canadians

Starting with the 2026 tax year, pre-filled tax returns are available in CRA My Account and will be automatically filed for approximately one million lower-income Canadians with simple tax situations. This will expand to approximately 5.5 million individuals by 2028. If you received an invitation through My Account, check your messages.

How to Set Up CRA My Account (If You Have Not Already)

You cannot access any of the features below without a CRA account. Setup takes about 15 minutes. Here is what you need:

• Your Social Insurance Number (SIN)
• Your date of birth
• Your current postal code
• An amount from your most recent assessed tax return (used for identity verification)
• A multi-factor authentication method (phone number, authenticator app, or passcode grid)
• A backup MFA method (required in 2026)

Three Ways to Register

Important: To register with a Sign-In Partner or CRA User ID, you must have filed your taxes within the last 2 years. If you have never filed or have not filed in 2 or more years, you cannot register until you do — with the exception of Alberta and BC residents using their provincial partner option.

Everything You Can Do in CRA My Account After Filing

1. Track Your Refund With the Progress Tracker

The Progress Tracker is the first thing most Canadians check after filing. It shows exactly where your return sits in the CRA's processing pipeline:

• Return received — the CRA has your return
• In progress — processing is underway
• Completed — your return is assessed and your NOA is ready

The tracker also shows a target completion date and — if your return has been flagged for review — a notification explaining what is needed. Check here before calling the CRA about a refund delay.

For online filers, the CRA processes most returns within 2 weeks. The tracker updates in real time as your return moves through the system.

2. View Your Notice of Assessment

As of February 2026, your NOA is only available in My Account — it is no longer mailed automatically. Once your return is assessed, go to:

My Account → Tax returns → View past returns → Select the tax year → View Notice of Assessment

From here you can view and print your NOA for any year on file. Keep a digital copy saved outside of CRA My Account as a backup — in a folder on your computer, cloud drive, or printed and filed.

3. Check Your RRSP and TFSA Contribution Room

This is one of the most practically useful things you can check at any time of year — not just at tax season.

• RRSP deduction limit: Go to My Account → RRSP and savings plans → RRSP and PRPP. Your current deduction limit is shown, updated after each assessment. Contribute above this limit and you pay a 1% per month penalty on the excess.
• TFSA contribution room: Go to My Account → RRSP and savings plans → TFSA. Your current available room is shown. In 2026, the annual limit is $7,000 — but your personal room depends on your history of contributions and withdrawals.

Always check your actual room in My Account before making contributions. Do not rely on your own calculations — the CRA's number is what counts.

4. Amend Your Return ("Change My Return")

If you made a mistake or missed a deduction on a past return, "Change my return" is the fastest way to fix it — no forms, no mail, no waiting 8 weeks.

Navigate to: My Account → Tax returns → Change my return → Select tax year → Make changes

You can amend returns going back up to 10 years (to the 2016 tax year in 2026). Online amendments are typically processed within 2 weeks. You do not need to upload receipts upfront — the CRA will request them separately if needed.

5. Submit Documents

If the CRA sent you a review letter requesting supporting documentation, the fastest way to respond is through My Account's Submit Documents feature — not mail.

Navigate to: My Account → Submit documents → Select the relevant review or correspondence

Upload your scanned receipts, letters, or other documents directly. You receive a confirmation number as proof of submission. Document submissions through My Account are processed significantly faster than mail.

6. Pay Your Balance Owing

From My Account you can:

• View your current account balance
• Set up a pre-authorized debit (PAD) for a one-time or recurring payment
• Access the My Payment portal for immediate debit payment
• Generate a remittance voucher for in-person bank payment
• Generate a QR code for Canada Post cash payment

Navigate to: My Account → Accounts and payments → Make a payment or Pre-authorized debit

7. Set Up or Update Direct Deposit

Direct deposit ensures your refund arrives in 8 business days instead of waiting weeks for a cheque. You can also set up direct deposit for all benefit payments — GST/HST Credit, Canada Child Benefit, and more — from the same screen.

Navigate to: My Account → Direct deposit → Add or update banking information

Have a void cheque or your account and transit numbers ready. Changes take effect within a few business days.

8. Check and Manage Benefit Payments

CRA My Account is where you confirm, track, and manage all government benefit payments tied to your tax return:

• GST/HST Credit: View your entitlement amount and payment dates for the July–June benefit year
• Canada Child Benefit (CCB): View monthly amounts, check eligibility calculations, update child information
• Climate Action Incentive: View quarterly payment amounts and dates
• Canada Workers Benefit: View advance payment information
• Ontario Trillium Benefit and other provincial credits: Confirm amounts and payment schedule

After filing, the CRA recalculates your benefit entitlements based on your new return. The updated amounts take effect in July for the new benefit year. My Account shows both what you currently receive and what you will receive starting in July.

9. Update Personal Information

All personal information updates that previously required a phone call can now be done entirely through My Account:

• Mailing address
• Email address (for CRA notifications)
• Phone number
• Marital status
• Direct deposit banking information
• Language preference (English or French)
• Mail preference (paper vs. digital)

Keep this information current. Benefits, refunds, review letters, and NOAs all go to the address and contact information on file with the CRA.

10. Authorize a Representative

If an accountant, tax professional, or family member helps manage your taxes, you can grant them secure access through My Account — without handing over your login credentials.

Navigate to: My Account → Manage authorized representatives → Add representative

Representatives must use the CRA's Represent a Client portal to request access. You approve or deny the request from My Account. You can set access levels — a financial institution verifying your income needs view-only access; an accountant making amendments needs editing access.

11. File a Notice of Objection

If you disagree with your Notice of Assessment or Reassessment, you can file a formal objection entirely online. You have 90 days from the date of your NOA to file (or one year from the filing deadline, whichever is later).

Navigate to: My Account → Accounts and payments → Dispute your assessment → File an objection

Include all supporting documentation and a clear explanation of what you believe is incorrect. The CRA's Appeals Division — independent from the original assessor — will review your case.

12. View Tax Slips

All T4, T5, T3, T4A, RRSP contribution receipts, and other slips the CRA has on file for you are available in My Account. The CRA receives most slips from employers and financial institutions by late February or early March.

Navigate to: My Account → Tax information slips

This is especially useful if you lost a slip, received a corrected slip after filing, or want to verify all your income sources before amending a return. The Auto-fill my return feature in NETFILE-certified tax software pulls these slips directly — which is why it dramatically reduces data entry errors.

13. Access the Progress Tracker for Other CRA Submissions

The Progress Tracker is not just for your tax return. It also shows the status of:

• T1 Adjustment requests (amendments)
• Notice of Objection filings
• Taxpayer Relief requests (RC4288)
• Document submissions
• Benefit review requests

If you submitted anything to the CRA and are waiting for a response, the Progress Tracker is the first place to check.

CRA My Account vs. Calling the CRA: What Is Faster

During peak tax season (April–May), the CRA receives close to 300,000 calls per day. Wait times for live agents regularly exceed 45–60 minutes. Almost everything that used to require a phone call can now be done in minutes online.

The MyCRA Mobile App

For quick checks on the go, the MyCRA mobile app (available for iOS and Android) gives you access to the most commonly used features without logging into a browser:

• Refund and NOA status
• RRSP and TFSA contribution room
• Benefit payment amounts and dates
• Tax return summary
• Direct deposit details
• Push notifications when your return status changes

The app uses the same login as CRA My Account. It does not have the full feature set — amendments, objections, and document submissions are only available in the browser version.

Frequently Asked Questions

What is CRA My Account?

CRA My Account is the Canada Revenue Agency's secure online portal for individual taxpayers. It gives you access to your tax return history, Notices of Assessment, RRSP and TFSA contribution room, benefit payments, refund status, and tools to amend returns, pay balances, submit documents, and manage all your CRA affairs without calling.

How do I access my Notice of Assessment in 2026?

Starting February 2026, Notices of Assessment are only available digitally through CRA My Account — they are no longer mailed automatically. Log in at canada.ca/my-cra-account, go to Tax returns, and select View past returns for the tax year you want. You can view and print your NOA from there.

What is the backup MFA requirement in 2026?

The CRA now requires all My Account users to have a backup multi-factor authentication method on file — either a passcode grid (a printed card with codes) or a third-party authenticator app like Google Authenticator. A phone number alone is no longer accepted as a backup option. You will be prompted to set this up the next time you log in if you have not already.

How do I check my RRSP contribution room in CRA My Account?

Log into My Account and go to RRSP and savings plans → RRSP and PRPP. Your current RRSP deduction limit is shown and updated automatically after each tax assessment. Always check this number before making RRSP contributions — contributing over your limit triggers a 1% per month penalty on the excess.

Can I amend my tax return through CRA My Account?

Yes — the "Change my return" service in My Account is the fastest way to amend a Canadian tax return. Select the tax year, find the line number you need to change, enter the new amount, and submit. Online amendments are typically processed within 2 weeks. You can go back up to 10 years (to the 2016 tax year in 2026).

How do I set up direct deposit in CRA My Account?

Go to My Account → Direct deposit → Add or update banking information. Enter your bank account number, transit number, and institution number from a void cheque. This sets up direct deposit for both your tax refund and all benefit payments (CCB, GST/HST Credit, etc.). Changes take effect within a few business days.

How do I respond to a CRA review letter using My Account?

Go to My Account → Submit documents → Select the relevant review or letter. Upload clear digital copies of the requested receipts or documentation. You will receive a confirmation number as proof of submission. Responding through My Account is significantly faster than mailing physical documents.

What is the CRA Progress Tracker?

The Progress Tracker in My Account shows the real-time status of your tax return — received, in progress, or completed — along with a target completion date. It also shows the status of amendments, objections, taxpayer relief requests, and document submissions. Check here before calling the CRA about any delay or outstanding item.

What is the MyCRA mobile app?

MyCRA is the CRA's free mobile app for iOS and Android. It gives you quick access to your refund status, NOA, RRSP and TFSA room, benefit payments, and direct deposit details. It sends push notifications when your return status changes. Full features like amendments and objections are only available in the browser version of My Account.

I am locked out of CRA My Account. What do I do?

Since 2026, you can reset your CRA account credentials entirely online — no phone call required. The CRA's self-service option allows you to create new credentials and regain access without calling. Go to the CRA sign-in page and select the option to recover or reset your access. Have your SIN, date of birth, and postal code ready for identity verification.

Can I authorize someone else to access my CRA My Account?

Yes — through the authorized representative feature in My Account. Your representative (accountant, tax professional, or trusted family member) must use the CRA's Represent a Client portal to request access. You approve their request from My Account and can set the level of access they receive. You are always in control of who sees your information.

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Disclaimer: This article is for general educational purposes only. CRA My Account features and requirements change regularly. For the most current information, visit canada.ca/my-cra-account directly.

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