What’s New in Canadian Taxes: 2027 Rates, Limits and Deadlines
Last updated: November 13, 2026. Each entry is dated and linked to the official source. We add a figure only after the CRA or another official source publishes it.
Latest updates
November 13, 2026: 2027 CPP rate falls to 5.75%
The CRA lists a 2027 CPP rate of 5.75% (5.95% in 2026), so the maximum employee contribution is $4,209.00 (2026: $4,230.45) and the self-employed maximum is $8,418.00. The YMPE rises to $76,700. Details: CPP and EI premiums 2027. CRA: CPP rates and maximums
November 13, 2026: RRSP dollar limit for 2028 is $36,390
The CRA lists $35,390 for 2027 and $36,390 for 2028. The 2027 money purchase limit is $36,390 and the defined benefit limit is $4,043.33. Details: RRSP contribution limit 2026, 2027 and 2028. CRA: registered plan limits
October 28, 2026: 2027 YMPE and YAMPE published
The CRA table shows a 2027 YMPE of $76,700 and a YAMPE of $87,400, up from $74,600 and $85,000 in 2026. CRA table
September 14, 2026: 2027 EI premium rate confirmed
The Canada Employment Insurance Commission set the 2027 rate at $1.64 per $100 of insured earnings outside Quebec, on maximum insurable earnings of $70,800 (maximum employee premium $1,161.12). Quebec is $1.29 per $100 (maximum $913.32). Employment Insurance Commission
July 2026: GST/HST credit becomes the Canada Groceries and Essentials Benefit
Payments from July 2026 to June 2027 are up to $679 for a single adult, $890 for a couple and $234 per child. Details and calculator on our CGEB calculator.
Still waiting for the CRA
- 2027 federal tax brackets, indexation factor and basic personal amount (the CRA page still covers 2026: brackets start at $58,523, $117,045, $181,440 and $258,482). See federal tax brackets and basic personal amount.
- The 2027 TFSA dollar limit (2026 is $7,000). See TFSA contribution limit.
- 2027 QPP rates for Quebec (they use the same YMPE and YAMPE as the CPP).
- 2027 tax return filing dates and NETFILE opening.
Frequently Asked Questions
How often is this page updated?
We add an entry whenever the CRA, the EI Commission or another official source publishes a new figure that affects Canadian taxes, and we date every entry. The last update was November 13, 2026.
Where do the numbers come from?
From the CRA, Service Canada and the Employment Insurance Commission. Every entry links to its source, and we do not publish a figure until the official source does.
Are 2027 tax brackets published yet?
Not as of November 13, 2026. The CRA page with indexed amounts still lists 2026 figures. We will add the 2027 brackets here as soon as they appear.
